SisterTableTalk™

Credit often feels intimidating, but at its core, credit is simply a tool — one that can either limit or expand opportunity depending on how well it’s understood. Strengthening your credit isn’t about perfection or quick fixes; it’s about awareness, habits, and informed choices. For many women navigating economic transitions, credit challenges are not the result of poor decision-making, but of limited access, life disruptions, or financial survival choices. Understanding how credit works allows you to move forward with confidence instead of fear. Why Credit Knowledge Matters Credit impacts access to: housing transportation education and training employment opportunities lower-cost borrowing Improving credit literacy helps you better understand how decisions today influence opportunities tomorrow. Credit Is a Skill — Not a Score Rather than focusing only on a number, focus on credit behaviors, such as: paying obligations on time Understanding balances and limits reviewin...

Understanding your financial situation empowers you to create a safety net, promoting stability, resilience, and confidence for all your future decisions. For women navigating career transitions, layoffs, caregiving responsibilities, or rebuilding after hardship, creating a safety net may require tailored strategies. Even with irregular income or caregiving duties, small, consistent efforts can help you feel capable and motivated to build financial resilience. Women facing career shifts, layoffs, or caregiving responsibilities can thrive by crafting personalized strategies to build a financial safety net. Embracing small, consistent actions, even amid challenges, will enhance your financial resilience and lead to new and exciting opportunities. You got this! The SOFEI Group believes economic independence is built step by step before wealth-building, and that resilience comes before expansion, and that protection comes before expansion. What a Safety Net Really Is A safety n...

Part 1 – Get Clear About Your Money - Clarity Creates Power. In a year when so many women are rebuilding their lives, financial independence becomes a source of strength and confidence. At The SOFEI Group, we believe that every woman has the power to rewrite her story when equipped with the proper knowledge, tools, and support. The 5-Step Blueprint to Build Financial Independence in 2026 can help women starting over or transitioning, foster a sense of control and hope for long-term stability, opportunity, and growth. Many people avoid examining their financial situation; however, confronting their finances can be a liberating step toward meaningful change. Recognizing your current state can bring relief and motivate you to take control of your financial future. Achieving financial independence does not rely solely on obtaining a raise, securing a loan, or transitioning to a new job. Instead, it begins with gaining Clarity about your current financial status. Understanding where y...

Money is supposed to give us choices; the freedom to decide where we live, how we provide for our children, and what kind of future we build. However, for too many women, money becomes a tool of control rather than a means of independence. Financial abuse is one of the quietest forms of violence. You won’t see bruises or scars, but you’ll find fear written between the lines of bank statements, hidden credit cards, and years of lost confidence. At The SOFEI Group, we’ve met women who’ve been told, “You don’t need your own account,” or “Let me handle the money, you’ll only mess it up.” Those aren’t just words. They are barriers to freedom, and it is time to break the silence. What Financial Abuse Really Looks Like Financial abuse doesn’t always announce itself loudly. Sometimes, it hides behind love, protection, or the guise of “help.” But the signs are there. You’re not allowed to see the bills or log into the bank account. Your partner keeps you from working or takes your ...

When The SOFEI Group launched the Ambassadors for Economic Independence (AFEI) Giving Circle, it was more than a fundraising initiative; it was a bold vision to create lasting change for women experiencing situational poverty. From the very beginning, the Giving Circle sought to unite passionate leaders, donors, and advocates committed to empowering women to achieve economic independence through education, training, and development. We were honored when Dr. Melba Moore accepted our invitation to serve as Chief Ambassador, lending her voice, influence, and unwavering commitment to our mission. Her leadership has helped elevate the Giving Circle , transforming it from an inspired idea into a robust network of supporters actively funding scholarships, grants, and resources that change lives. Today, the AFEI Giving Circle stands as a beacon of hope and action, uniting like-minded individuals to break cycles of economic instability and equip women with the tools they need to thrive. ...

Sitting there, wondering if anyone understands what it's like when your voice feels foreign in your throat. When years of being told you're "too much" or "not enough" have made you doubt everything you once knew about yourself. We see you questioning if you have anything valuable to offer. If you're strong enough to build the life you deserve. If anyone would hire you, trust you, or believe in you, when you can barely believe in yourself. The Truth You Might Have Forgotten Your voice didn’t disappear — it was silenced . Your confidence wasn’t lost — it was dismantled . Your dreams weren’t unrealistic — they were discouraged . And here's the other truth: What broke can be rebuilt. What was silenced can speak again. What diminished can rise. The Playbook of Abusive Systems Abuse, whether from a partner, employer, or institution, works on one principle: make you forget your power so you won't use it. Every insult ...