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Showing posts with the label Economic Security

The Paradox of Decreasing Reproductive Rights and Eliminating SNAP Benefits

The landscape of social policies, government programs, and the intersection of reproductive rights and economic assistance has become increasingly complex. The adjustments in the Farm Bill , which affect Supplemental Nutrition Assistance Program (SNAP) benefits, spotlight a paradox that significantly impacts women, particularly those of lower socio-economic status. Two significant policy shifts have emerged that disproportionately impact poor and low-income women and children: the reduction of their reproductive rights and the elimination of SNAP benefits. This paradoxical approach undermines their autonomy and heightens economic and social inequalities. The Right to Choose: A Fundamental Freedom Under Threat The right to choose is fundamental for women's health and autonomy. Restricting this right forces women to carry unwanted pregnancies to term, which can have severe implications for their physical, emotional, and economic well-being. For many women, especially those in

Let's Get Moneyed!

Financial literacy is an economic empowerment mechanism for women and families vulnerable to the cycles of poverty. As an FDIC Money Smart Alliance Member, The SOFEI Group equips women and adults with resources and knowledge to help them make informed financial decisions to create their pathway to financial independence and stability. When women learn how to budget, save, manage debt, and invest, they will make informed financial decisions that will crush the growing trend and cycle of poverty that limits their economic mobility. Please visit Moneyed Women to learn more and share with women who want to take control of their financial futures.

Financial Infidelity

Financial infidelity is a growing trend in many households today, especially among women, and empowering them to decrease this trend involves education, communication, and proactive financial management strategies. Let's look at how financial infidelity impacts women: Economic Dependence: Women often experience economic disparities and may be financially dependent on their partners, especially in traditional or patriarchal family structures. If their relationship ends, women will experience economic vulnerability with limited resources and unexpected financial challenges. Mental Health: The stress and anxiety resulting from financial infidelity can take a toll on women's mental health. They may experience depression, anxiety, or other mental health issues as they navigate the emotions of betrayal and uncertainty about their financial future. Limited Financial Autonomy: Financial infidelity can limit women's financial autonomy and decision-making power within the

Black Women's Equal Pay Day

According to Fortune Magazine , the average Black woman will have finally earned the same amount the average non-Hispanic white man earned a year earlier—eight months later. That’s a problem, not just for Black women who lose out on $900,000 in lifetime earnings, but for everyone. Black women who normally are the heads of their households (i.e., primary breadwinners) earn 63 cents of every dollar a white man makes. Shannon Williams, director of Equal Pay Today - a project of Equal Rights Advocates stated, "The issue of equal pay is not just a woman’s issue because it trickles down into our families, communities, and the overall economy." The Black Women’s Wage Gap is a problem for everyone, but everyone isn’t working to address it! One way to close the wage gap is to close the skill gap. The SOFEI Group is working to decrease pay inequity among women of color through free professional, technical, and certification training for women who want to upgrade their skills to el

Don't Live Within Your Means

Living within your means is well-intended advice to prevent people from acquiring debt. But could this advice prevent individuals from believing and achieving a bigger and better life? Mean among many definitions is average. Living outside your means spiritually, emotionally, and socially can lead to an extraordinary life. Here’s how: Write your big dreams and read them daily Create a vision board with images that coincide with your dreams Review, envision, and mediate daily of you achieving your dreams Surround yourself with people who have what you desire Strive for purpose and not security Live by faith and not fear

Getting Unstuck

Where are you? Where do you want to go? How are you going to get there? These are the questions a technical instructor asked to help trainees learn how to change directories using DOS (i.e., Disk Operating System). Post-DOS days, the technical instructor realized these questions apply to our everyday lives, and we believe these questions can help individuals get unstuck in their careers, relationships, or finances. If you feel stuck, click here and download our guide that can help you get unstuck.

Choose Yourself

Industrialized jobs have depleted in America, and if you want to stay afloat in today’s economy, you need skills that people want and what they’re willing to pay for. Essentially, your work will be based on your key strengths, accomplishments, self-marketing, connections and your performance. And that’s authentic connections, not pretentious ones to simply make a sale or to gain a client. Social media is falsifying some efforts to connect. Some people think they’re gaining connections based on their followers. If followers aren’t being acknowledged or valued, there’s no connection. But information sharing to an audience that can relate to their content. The realities of today’s workforce have changed. Job security no longer exists, and safe careers are simply a myth. To achieve a successful career, entrepreneurial (i.e., always exploring opportunities) skills are a must. You have to rely on your inner resources to be self-managing to plan and execute your own career. No one ca

Security

Security can be obtained from God’s everlasting arms. God is our best security system from past, present, and future sins. God is our security from life’s storms because He is our refuge. Security is dwelling and abiding in the presence of God. Security is knowing that God is our rock, our fortress, and deliverer in the time of trouble. Security is the confidence that God is always near, and He will never leave nor forsake us. Security is the Sovereignty of God because He has all things under His divine power and control. Security is in God’s omniscience because He knows all things. Security is in God’s word because it will not return to Him void. Eternal security is the belief and knowledge that salvation belongs to Jesus Christ.

How We Get Here?

Having access to statistics about the status of women (especially minority) is great. However, it would be even better if women of color would use data to collaborate and harness their power to change the trajectory of the economic conditions that lingers among women of color. Over the next few months, The SOFEI Group will host community forums addressing the question, How We Get Here? to discover the underlying causes that negatively impact the lives of women throughout the Washington region. We will seek and encourage input from the community-at-large, social change agents, politicians, spiritual leaders, and subject matter experts. Following are topics we will discuss during the forums: How We Get Here? – Why black women and their issues are ignored in politics? - Source: Status of Black Women in Politics How We Get Here? – Black women 16 years and over has experienced the highest unemployment rate among all other ethnic groups since 2007. - Source: The African American Labo

Allow People to Grow

Women of color spend a great deal of time tending to the needs of immediate and extended family members to prevent them from dealing with the consequences of their choices. Women will: Mortgage their homes to prevent a loved one from going to jail. Expend their retirement to prevent foreclosure or pay for college. Become a custodian to their abandoned or neglected grandchildren. Decrease their savings to pay their children’s expenses to keep their lives afloat. Stepping in to tend to the needs of family members every time they experience a set-back, doesn’t help them become accountable or responsible for their choices. It teaches them to stay on the path of self-destruction because they know they have access to a reliable source that will catch them before they fall. Every one can’t be saved from the consequences of their choices. Part of the growth and healing process is to learn from the error of our ways. So if they’re old enough to get into a ‘pickle’ let them grow up to get

Poverty is Colorblind

When you hear the word poverty , what's the first image you see or your first thought? Women and children in an impoverished country or women with polished nails holding a sign for help? If you could help a group of women living with poverty, which group would you choose and why? Poverty is more than having more bills at the end of the month than money. It's extreme, situational, institutional, or generational; making it difficult to create pathways to economic independence, wealth, and stability. When we seek support or investment in our work to decrease the trend of poverty amongst women throughout the Washington region, we often receive a plethora of reasons of why we shouldn't help them because their level of poverty isn't as severe as women experiencing poverty in other countries. A local pastor stated, You haven't seen poverty until you've been to a country where people have to drink and bathe in dirty water. Now, that's poverty. What we have h

Equal, But Different

When women stop seeking validation and approval from men, their equity will grow. Some women dress seductively for men. Wear heels for the approval of men. Buy hair and make-up for men. Quit their jobs for men. Surrender their will to men who don't surrender their will to God. Live under the pretense that man knows what's best instead of God. Should women who live subjectively to men expect equal treatment? According to Genesis 1:26, God said, Let Us make man in Our image, according to Our likeness; and to let them have dominion over every living thing that creeps on the earth . And, according to Genesis 1:27 , "God created man in His own image; in the image of God He created him; male and female He created them." These verses share how God equally created men and women in His image to have dominion over the earth in our own distinctive roles. If women grasp hold of this knowledge, maybe women will seek equality through the Image of God instead of man.

Invest in yourself

"I only take classes my job pays for." "If my company wants me to stay, they should pay for my training." "As soon as I get my MBA, I’m out of here!" "I only enroll in workshops or classes that are free." If your company pays for training, who’s investing in your professional development, you or your company? If your company pays, what do they get in return? If you pay, what’s the ROI (Return on Investment) for your growth and development? Imagine hiring a contracting company that specializes in home renovations showing up at your doorstep without the skills, tools, or resources to perform the job. Would you pay for the training and resources the contracting company needs to complete the job? Or, would you hire another contracting company equipped with resources and expertise to meet your requirements and deadline to renovate? Corporations are discovering better ways to yield returns on their resources and investments. And unfortun

We Plunged

Right into doing something we’ve never done before – host a Zumbathon® Charity Event! Since we’ve been out of the lime-light, we thought hosting a Zumbathon® would be a fun way to reconnect with friends and supporters, and make new ones. We’ve supported Zumbathon® events to benefit heart disease and ovarian cancer. And one-year later we’re hosting our own to benefit women experiencing poverty in the Washington region. The Zumba® Corporate Office approved our Zumbathon® Charity Event within two-hours of submission - a process that normally takes two-business days, and within four-weeks, only 10% of our desired participants have registered. Lesson learned, we’re doing something we’ve never done before and its success can’t be measured solely on who showed up; but, on our commitment to work and move the weight of poverty off the shoulders of women who live with it daily right in our backyard. Not achieving the desired results from this plunge will not stop us from doing it agai