SisterTableTalk™

Part 1 – Get Clear About Your Money - Clarity Creates Power. Many people avoid examining their financial situation; however, confronting their finances is essential for making meaningful changes. Achieving financial independence does not rely solely on obtaining a raise, securing a loan, or transitioning to a new job. Instead, it begins with gaining Clarity about your current financial status. Understanding where you stand financially provides the necessary foundation to make informed decisions about your future and set goals for where you want to go. 💜 Step 1: Take an Honest Snapshot Grab a notebook to list, or open a simple spreadsheet to enter: Your source of income Your monthly expense, and Your debt, no matter how small. Approach this process as if you are illuminating a dark room you've been navigating quietly. The goal here isn't to achieve perfection, but to establish a clear understanding of your financial situation. By gaining visibility into your income an...

The wave of layoffs impacting thousands of Black women, especially within federal agencies and government-funded organizations, has been an emotional and economic disruption, leaving many to wonder, “What’s next for me?” The SOFEI Group believes that when systems shift, like changes in government policies, organizational restructuring, or technological advancements, this is an opportunity for redirection, not rejection. This season can be your turning point to reinvent yourself professionally to become a federal contractor or consultant for your previous employer. Reframe Your Layoff as a Business Opportunity As an employee, you possess what most business owners dream of: insider knowledge of industry operations. You are intimately familiar with the systems, protocols, and challenges. Your prior work experience is your power. Instead of seeking another job, consider a contracting or consulting opportunity as a 1099 consultant, virtual support provider, trainer, or project specia...

Money is supposed to give us choices; the freedom to decide where we live, how we provide for our children, and what kind of future we build. However, for too many women, money becomes a tool of control rather than a means of independence. Financial abuse is one of the quietest forms of violence. You won’t see bruises or scars, but you’ll find fear written between the lines of bank statements, hidden credit cards, and years of lost confidence. At The SOFEI Group, we’ve met women who’ve been told, “You don’t need your own account,” or “Let me handle the money, you’ll only mess it up.” Those aren’t just words. They are barriers to freedom, and it is time to break the silence. What Financial Abuse Really Looks Like Financial abuse doesn’t always announce itself loudly. Sometimes, it hides behind love, protection, or the guise of “help.” But the signs are there. You’re not allowed to see the bills or log into the bank account. Your partner keeps you from working or takes your ...

We often have been encouraged to pursue success on our own. However, creating and sustaining wealth is a collective effort. Other ethnic groups thrive in America by creating communities that circulate their dollars, open businesses that hire and serve their own, and establish networks that fund future generations. Meanwhile, too many of us are still striving for personal wins in systems designed to reward collective strategy. It's high time we recognize the immense power of collaboration. Together, we can achieve far more than we could ever do alone. Let's unite and build supportive systems for a brighter, more prosperous future! Economic empowerment doesn't start with a grant or a job; it begins with community. When we support Black businesses, mentor our young sisters, and collaborate instead of compete, we're building a power that transcends generations. It's a journey we're all part of, and one we can all contribute to. It's time we shift our...

“The greatest tragedy in life is not death, but a life without a purpose” – Dr. Myles Munroe. Dr. Myles Munroe, a visionary pastor, prolific author, and transformational leader, along with his beloved wife, Ruth Munroe, tragically departed this world on November 9, 2014, in a plane crash in the Bahamas. Yet, even in their passing, Dr. Munroe’s life continues to speak volumes about purpose, leadership, and legacy. Dr. Munroe often expressed deep concern that his generation of leaders was not passing the baton of leadership effectively. He described this as a tragic image of a person departing with the baton still in hand. Those who follow would then have to pry it from the grasp of the deceased. His words challenge us to reflect: Are we hoarding what should be handed forward? The time to act is now. As written in Exodus 32:9 (NKJV) , “I have seen these people, and indeed it is a stiff-necked people!” This verse speaks to a generation hardened by pride, unwilling to listen, learn,...

A Sister’s Story: Angela’s Comeback When Angela, a mother of two, decided to return to the workforce after a five-year break, she felt unsure about where to begin. She had always used Word and Excel at her old job, but didn’t feel confident about competing in today’s market. After completing her Microsoft Office Specialist Certification, everything changed. Within weeks, she added the credential to her résumé. During her following interview, the hiring manager said, “I see you’ve earned your MOS certification — that’s exactly what we’re looking for.” Angela landed the job and regained the confidence to see herself as a professional again. Angela’s story isn’t unique. Across industries, employers are still looking for certified professionals who bring foundational skills and adaptability. That’s why earning a Microsoft Office Specialist (MOS) Certification is still one of the most brilliant career moves you can make in 2025. 1. Core Workplace Skills Never Go Out of Style Micros...

When we look at Black women through our own eyes—not through the narrow filters of whiteness, we see stories that can move mountains. Stories of women who have held families together with little more than faith. Women who became leaders despite not being given permission. Women who built entire communities while carrying scars that the world rarely noticed. These stories aren't just inspiring—they're proof that strength, when tested, can break barriers no one thought possible. Black women are innovators. They're builders. They're healers. And when we honor their real contributions, we not only acknowledge their worth but also affirm the depth of their character and the fullness of their humanity. However, the truth is distorted perceptions still cause real harm because implicit and explicit biases create barriers to the actual view of women, which delays deserved career opportunities, creating unnecessary wage gaps that prevent families - especially those led by wom...

Abuse is not love. It’s not protection. And no matter what anyone tells you, it’s never your fault. Too many women are walking through life carrying pain that no one else sees. They smile in public, keep going to work, show up for their kids, but behind closed doors, the truth is different. Sometimes the people who are supposed to protect you are the very ones who hurt you. And the children? They see it all, even if you think they don’t. Anger, disrespect, and shutting down at school are not signs of “bad kids.” They are signs of kids who are scared, hurting, and desperate for someone to make it stop. 🌿 Sister, We Need You to Hear This You don’t have to live like this. You don’t have to let your children grow up believing that love looks like violence, or that silence is the only way to survive. Yes, it’s scary. Yes, you might wonder, “How will I make it? Where will I go? What if I don’t have enough money?” Those are real questions, but here’s the truth: staying will cost you ...

Viewing Black women through an equitable lens reveals their true strength and ambition. It's essential to challenge stereotypes that can misinterpret their incredible qualities. By fostering understanding, we can positively influence policies, hiring practices, and opportunities, ultimately uplifting everyone in our communities. Let's champion their brilliance together! The cost is heavy: Black women are the most educated group of women in America, yet earn just 64 cents to every dollar earned by white men. Black women who exhibit strong confidence are often overlooked for leadership roles because their confidence is mistaken for arrogance. Black women often experience significant challenges in accessing healthcare, housing, and economic stability, because their needs are considered their personal faults instead of systemic obstacles. The Way Forward The SOFEI Group is excited to share that actual change comes from reshaping misleading narratives with genuine stories. Let...

When The SOFEI Group launched the Ambassadors for Economic Independence (AFEI) Giving Circle, it was more than a fundraising initiative; it was a bold vision to create lasting change for women experiencing situational poverty. From the very beginning, the Giving Circle sought to unite passionate leaders, donors, and advocates committed to empowering women to achieve economic independence through education, training, and development. We were honored when Dr. Melba Moore accepted our invitation to serve as Chief Ambassador, lending her voice, influence, and unwavering commitment to our mission. Her leadership has helped elevate the Giving Circle , transforming it from an inspired idea into a robust network of supporters actively funding scholarships, grants, and resources that change lives. Today, the AFEI Giving Circle stands as a beacon of hope and action, uniting like-minded individuals to break cycles of economic instability and equip women with the tools they need to thrive. ...

Sitting there, wondering if anyone understands what it's like when your voice feels foreign in your throat. When years of being told you're "too much" or "not enough" have made you doubt everything you once knew about yourself. We see you questioning if you have anything valuable to offer. If you're strong enough to build the life you deserve. If anyone would hire you, trust you, or believe in you, when you can barely believe in yourself. The Truth You Might Have Forgotten Your voice didn’t disappear — it was silenced . Your confidence wasn’t lost — it was dismantled . Your dreams weren’t unrealistic — they were discouraged . And here's the other truth: What broke can be rebuilt. What was silenced can speak again. What diminished can rise. The Playbook of Abusive Systems Abuse, whether from a partner, employer, or institution, works on one principle: make you forget your power so you won't use it. Every insult ...

In a world that profits from our dissatisfaction, Contentment has become a radical economic strategy. But here's what most people misunderstand about biblical Contentment (Hebrews 13:5) : it's not about settling for less; it's about building more from a place of peace. As women navigating economic uncertainty, job market challenges, and financial pressures, we're constantly told that Contentment equals complacency. If we're grateful for what we have, we'll stop striving for what we need. But scripture teaches us something revolutionary: Contentment is the foundation of sustainable wealth building. Contentment vs. Complacency: The Critical Difference Complacency says: "I'll just make do with what I have." Contentment says: "I'm grateful for what I have while I build what I need." Complacency stops taking action. Contentment takes strategic action without desperation. Complacency avoids financial growth. Contentment purs...

Being laid off can feel like a significant setback, but it can also be the perfect time to reassess and realign your career path. A career assessment, like the MAPP Assessment , can provide a roadmap to the career you truly deserve. Here's how it can help: Discover Your True Strengths: Gain a deeper understanding of your natural talents, motivations, and values. Identify Career Matches: Get insights into careers that align with your skills and interests, opening doors to exciting new opportunities. Build Confidence: Knowing your strengths helps you approach job hunting with clarity and purpose. Create a Personalized Career Plan: With your MAPP Assessment results, you can build a strategic, actionable plan to get to where you want to be. The SOFEI Group partners with individuals to ensure their career journey is more than a transition; it’s a transformation. Together, we can build the career you deserve. Take the first step with the MAPP Assessment today!...

Black women did not create welfare; however, they became the face of it when its origin was for white widowed women. If you've ever wondered how Black women became associated with welfare in America's social perception, you're about to discover a history that will transform your understanding. Spoiler alert: What you think you know about the story may not reveal the complete truth. The Real Origin of Welfare Picture this: It's 1935, and America is drowning in the Great Depression. President Franklin D. Roosevelt launches his New Deal, creating the foundation of what we now call "welfare." But here's what your history books probably didn't emphasize: these programs were designed by white people, for white people. Understanding this context helps us appreciate the complexities behind our social systems today. The Aid to Dependent Children (ADC) program was initially designed with a narrow focus, specifically to assist white widowed wome...

Sisters, we need to have an honest conversation about what's happening in our economy right now. The numbers don't lie, and they're telling a story we can no longer ignore. The unemployment rate for black women has surged to 6%, double that of white workers, with the most significant spikes occurring in recent months. While other groups are maintaining or improving their employment rates, we're regressing. In May, black women's unemployment climbed to 5.8%, up from 5.3% a year ago, even surpassing the jobless rate for Black men. But here's the deeper issue that nobody is talking about: where our money goes after we earn it. The Money Trail: Following Our Dollars Out the Door Understanding Our Economic Footprint: A Candid Look at Our Spending Patterns. We must be honest about where our money goes. When we invest in our appearance, whose benefits are we truly reaping? Research from the University of Georgia's Selig Center reveals a painful truth:...

For women facing crises like escaping domestic abuse, losing a job unexpectedly, or dealing with housing instability, economic empowerment is essential. This empowerment is more than just earning a paycheck; it is a key step toward a better life. It helps women not only survive but also thrive, leading them to greater success. By working together, we can support this vital change and make a lasting impact on their lives! Self-Sufficiency: Meeting Needs Without Sacrificing Dignity Self-sufficiency means having equitable systems and support that restore dignity and independence, enabling one to provide for oneself through a combination of adequate resources, essential skills, and a strong sense of confidence in one's abilities. It encompasses the capacity to meet basic needs, such as nutritious food, safe and secure shelter, accessible healthcare, and reliable childcare, all while maintaining independence from external dependencies. Agency: The Right to Choose and Control Agen...

In Matthew 25:14–30, Jesus shares the Parable of the Talents, which is a powerful story about three servants entrusted with resources by their master. While two invested and multiplied their talents, the third hid his talent out of fear. His excuse? "I was afraid." How many of us are doing the same? Letting fear, perfectionism, or comparison diminish our gifts can lead us to hide our ideas, dreams, and skills — the things that have the power to transform our lives and those of others. Remember, God placed purpose within you not to be buried, but to be built upon, to grow, to multiply, and to make an impact on the world. Whether it's your voice, your vision, your creativity, or your ability to lead, you are accountable for what you do with what God gave you. At The SOFEI Group , we help women overcome fear and self-doubt to achieve financial independence. You don't need more permission, you need movement. Now is the moment to embrace your authentic self ...

For generations, women have faced heart-wrenching decisions, with one of the most difficult being the choice between pursuing a fulfilling career and embracing the role of a full-time mother. While men often receive admiration for their fatherhood without significant professional repercussions, women frequently feel compelled to sacrifice their economic stability, career aspirations, and long-term financial security when they choose to become mothers. It's a complex and emotionally charged struggle that reflects the deep-seated societal expectations placed on women. But What is the Real Cost? According to national labor data, women who take career breaks for caregiving experience significant financial setbacks, losing hundreds of thousands of dollars in wages, retirement savings, and opportunities for promotion over their lifetimes. For Black and Brown mothers, the consequences are even more severe because of fewer safety nets, limited access to paid leave, and considerable bar...

Psalm 139:14 states, "I will praise thee; for I am fearfully and wonderfully made: marvellous are thy works; and that my soul knoweth right well," This verse goes beyond your spiritual comfort and straight into your career strategy? What Is Divine DNA? Every woman carries a Divine DNA , a unique blend of gifts, experiences, wisdom, and purpose that is irreplaceable and unmatched. Your natural talents, lived experiences, and deepest calling are what the world needs. Divine DNA transcends mere skills ; it embodies your unique approach to everything you do, instilling a sense of safety in clients that they find nowhere else. For example, your team turns to you for genuine solutions rather than temporary fixes because your Divine DNA empowers you to perceive problems and possibilities others overlook. Imagine two women with the same degree and years of experience in the same industry. One woman turned her financial hardship into strength, mastering the art of resource...

Recent headlines regarding artificial intelligence and automation often evoke concern, such as AI Will Replace Millions of Jobs and Automation is Coming for Your Career. For individuals who have recently experienced a layoff from a federal position or public institution, these messages can resonate on a personal level and may feel daunting. It is critical to stay informed and understand the implications of these developments in the job market. What AI Cannot Replace? AI has made significant advances in tasks like composing emails and analyzing data; however, AI cannot fully replicate human qualities such as empathy, ethics, effective communication, and sound judgment. These traits are crucial in many high-demand careers, where individual experiences and insights play a significant role in making a positive impact, and certain professions will prevent individuals from being displaced by AI. Here are fields actively seeking people with your combination of experience and em...